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Because the loans being offered are short-term, no more than two or three weeks, the typical interest rate comes in at around 20 to 30 percent. This percentage rate would come in at around the 750 to 800 mark if the loan had an annual percentage rate (APR), and for many financial commentators, this is too high.
How Easy Is It To Get A Faxless Payday Loan. The answer to that question 24 hour payday loan near me, unfortunately, very easy. Typically, payday loan companies target poorer neighborhoods, as they know that that is there best chance of obtaining new customers.
This is because, not only are people going to be desperate for some short-term cash, they are also the kind of people who may have had previous credit problems. Because there are no credit checks, payday loans are often advertised as being the ideal loan for those people who have a poor credit history.