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Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Safe.
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Once youve been accepted in principle, one of our friendly agents will personally visit you to complete a full income and expenditure affordability assessment. The agent will discuss your affordability with you to ensure that the product is suitable for you. They will also give you contact details, so you can get in touch if you need any help in the future, or you can log in to your STF account and manage your payments online.
It's a simple process to access your account. Simply click on Login at the top of this page. That will take you to the registration process, where you will need your customer number and an agreement number.